INSURANCE
            For insurance coverage the contractor must report 450 hours within 6 months. Hours worked within any given month are not reported until the 15th of the following month. Generally, you are eligible for benefits on the first day of the month following the month you meet the following initial eligibility requirements.

            To maintain insurance after reaching eligibility 225 hours within a 3 month period must be reported or a total of 900 per year. Health and Welfare hours are banked and accumulated.

            New Member Packets- the packets are mailed to the member as soon as he/she is eligible on the system with 450 hours. The packet includes an enrollment card to add dependents. In many cases the Fund Office does not have an address on file for the member, so please give your address to the local in which you belong or the fund office, or no packet can be mailed.

            Insurance Coverage includes medical, optical and prescription coverage, medical forms, change of address and beneficiary cards can be obtained from our office. Upon eligibility you will recieive a prescription and vision cards. Prescription Co-pay is 20% and no deductible.

INSURANCE CARRIERS:
Medical Mutual of Ohio
PO Box 94776
Cleveland, OH 44101-1018
(800)524-9751
http://www.medmutual.com 

Envision Pharmaceutial Services, Inc
2181 East Aurora Rd Suite 201
Twinsburg, OH 44089
(800)361-4542
http://www.envisionrx.com 

National Vision Administrators, LLC
1200 Route 46 West
Clifton, New Jersey, 07013
(888)NVA-2020
http://www.e-nva.com

Pension Eligibility and Contractor Information
OHIO LABORERS FRINGE BENEFITS PROGRAM
77 Dorchester Square
Westerville, OH 43081
(800)236-6437
Fax:(614)898-9169
http://www.olfbp.com